AL-HISAB

Nisab represents the threshold of wealth that makes Zakat obligatory. It is calculated based on the market value of 87.48 grams of Gold or 612.36 grams of Silver. Al-Hisab uses real-time API data to fetch the exact current market rates, ensuring you never underpay or overpay your religious obligation.

Zakat is only due on wealth that has been in your possession for one full Islamic (Lunar) year. If your wealth dips below the Nisab during the year but recovers, the year continues. Our calculator helps you log the "Zakat Date" to maintain consistency year after year.

Yes. If stocks are bought for trade (capital gains), Zakat is paid on the full market value. If bought for dividends (long-term), Zakat is typically paid only on the 'Zakatable assets' of the company. Al-Hisab provides a simplified model to handle both scenarios based on standard scholarly guidelines.

Absolutely. Cryptocurrencies are treated as 'Amwal-e-Tijarat' (Trading Goods). Zakat is calculated at 2.5% of the portfolio's total value in your base currency at the time of your Zakat anniversary. We support major tokens including BTC, ETH, and Stablecoins.

Privacy is a core pillar of Al-Hisab. We utilize a "Client-Side" processing logic. This means your numbers are processed by your own browser. We do not store your financial data on our servers, ensuring your wealth remains a private matter between you and your Creator.

Scholars generally allow the deduction of "Short-term" debts (money you owe others that is due immediately) from your total zakatable wealth. However, long-term liabilities like future mortgage installments are usually not deducted from the current year's Zakat calculation.